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Utilizing a ecommerce shopping cart software solution frees you of the burden of setting up and managing your shopping car, credit card processing and sales management functions so you can concentrate on what you do best, providing products and services for your customers. ....
 

A domestic merchant account may be the best option for your company. That's because when you have an account managed by a company located in your country of residence, both you and the lender are familiar with laws and business codes that can impact the way your company operates. An offshore entity, in contrast, may be less familiar with and less observant of the rules that govern spending and payment transactions in your country. A Merchant Accountsgets the best value for your money with the ever popular Wireless Line from Lipman Nurit. Own any Nurit terminalit today !
 

Does your company need credit card processing? It does if you can benefit from the following: Credit Card Processing Enhances Your Professional Status. When customers know that you accept credit payments, they often are more likely to pay
 

How the Process Works: when a merchant makes a sale and swipes a customer's credit card, the card number, the amount and the merchant ID travel over the credit card processor's computer network. The credit card processor can either be a bank or a company that does nothing but provide credit card processing services. From the processor's network the transaction goes to a credit card computer network. If the customer is using Visa, for example, the transaction will go to Visa's network. In turn, the electronic transaction goes to the bank that actually issued the card. The bank then checks the account and verifies the customer has adequate credit to cover the purchase. The bank then sends the merchant an authorization over the network. Now the sale is complete, but the transaction is not no money has changed hands yet. At the end of the business day, the merchant sends that day's charges, in a batch, to the credit card network for processing.

How To Make Your Customers Accept All Charges

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How To Make Your Customers Accept All Charges

By: Akinori Furukoshi, Sat Oct 8th, 2005

Are There Any Hidden Charges?

A while ago, there were junk-mail ads offering products with incredible prices. They also, however, charged incredible shipping and handling fees. So it turns out those were actually bad deals. How about your site? Are you hiding any fees? Products or services are well presented on most web sites, but not all charges are presented well. This prevents potential sales from closing.

--Don't Give Customers a Surprise--

Here's a simple example. A potential customer, Mr. Smith, visits your web site and picks a product. Your site instructs him to "proceed to checkout" when he's made his choices. He types in his name and shipping information, and the total charges appear on the screen. Now, suddenly, extra shipping and handling charges appear. Those charges are reasonable, but he wasn't aware of them when he began the checkout process. It's a total surprise. Customers don't like this type of surprise!

--Don't Hide Extra Charges--

Okay, so maybe today's Internet shoppers are expecting shipping charges. Now your customer is trying to find out what those shipping charges will be. A good way to annoy a shopper is to make it more difficult to find out about shipping charges than it is to choose a product from the thousands of products on the same web site. After looking around a while, they may finally figure out that the only way to determine the charges is to go though the checkout process. Just before giving his credit card number, Mr. Smith (from the example above) will finally view the shipping charges. You could have saved him a lot of time and aggravation by telling him this in the beginning. Of course it could be even worse. You could ask for his credit card number before showing total charges. But surely you're aware that, in this security-conscious era, no one will give out credit information until the total charges are revealed, right?

--How to Make Extra Fees Acceptable--

While this is just about shipping charges, just one simple example, there can be lots of hidden charges that won't show up until the last minute. If this happens, even though those charges are reasonable, your customer won't be happy with them. People accept things more easily if they are expecting them. For example, if customers are aware that there will be shipping charges and are told about those charges properly, they will accept the charges more easily. Also, they will feel comfortable with the checkout process. Customers will click the final "order" button more willingly.

You can't make money just showing people your products or services. You have to ask them to give you their money. But here's the problem: they won't give you that money unless they trust you. One way to earn that trust is to make all charges easy to find . . . just as easy as finding a product. As it gets harder to find out about extra charges, people become more resistant to them. The sooner your customers know about extra charges, the better they will feel about them. Feeling better means a better shopping experience, and a better shopping experience encourages return visits.

About the author: Akinori Furukoshi, owner of http://www.thatswise.com Need tips to maximize your profit? Subscribe to the monthly newsletter, "Cache" now! To subscribe, visit the site or send a blank e-mail to mailto:subscribe@thatswise.com

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Does the merchant account business actually exist?